PredicAI:
Advanced AI-Driven Debt Management
PredicAI by Lunash is designed to enhance debt management through advanced AI-driven insights. This solution empowers financial institutions to make informed decisions, optimize recovery strategies, and improve overall efficiency. PredicAI offers a window into the future, designed with Indonesian market specificities in mind. It’s not just about data; it’s about foresight, tailored strategies, and maintaining the delicate balance between recovery and respect.
Propensity To Pay
Predicts the likelihood of payment from each borrower, enabling targeted interventions. This feature helps prioritize efforts where they are most likely to yield results.
Collection Priority Level
Ranks borrowers to prioritize collection efforts based on risk and potential recovery. This ensures that high-risk accounts receive the necessary attention.
Self Cure Probability
Estimates the chance of borrowers self-resolving their debts without intervention.
By understanding self-cure rates, institutions can allocate resources more effectively.
Recommended Outreach Channel
Identifies the most effective communication channel for engaging each specific borrower. Whether it’s email, phone calls, or text messages, this feature tailors outreach strategies to maximize engagement.
Increased Efficiency
Streamline operations by focusing on borrowers most likely to pay and using the most effective communication methods.
Improved Recovery Rates
Enhanced decision-making leads to higher recovery rates and lower delinquency.
Cost Reduction
Optimize resource allocation to reduce costs associated with debt recovery.
